Capitec Loan Application 2023 – How to Apply Online

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Capitec Loan Application
Capitec Loan Application
Capitec Loan Application Methods

Capitec Loan Application – Apply Online. Clients can apply for a personal loan online for up to R250 000 at Capitec Bank, online or on their banking app. Upon applying, they will receive a personalized offer based on their affordability and credit score. Lenders can choose what offer suits them best based on the amount they want and which one has the best repayment schedule and interest rate. Capitec offers personal loans with an interest rate starting at 12,9%.

Capitec designed its loan for lenders to get the best offer based on their profile and needs. Their personal loans have many benefits, including:

  • Flexible terms: Choose a period that ranges from 1 to 84 months.
  • Fixed monthly installments: Clients pay fixed installments per month with interest rates starting from 12,9%.
  • Fast approval and payout: Credit is approved within minutes, and money is available immediately.

Documents needed for Capitec Loan Application

The following are Documents needed for Capitec Loan Application:

  • Original ID document (must be 18 years or older)
  • Latest salary slip
  • A bank statement showing your latest 3 consecutive salary deposits (only if the salary is not paid into your Capitec account)

How to apply for Capitec Loan

Sometimes you already went on search engines and search on how to do Capitec Loan Application, Now follow the following methods;

To apply for a business loan, your business must be registered as one of the following:

  • Association not for gain
  • Close Corporation (CC)
  • Incorporated (Inc)
  • Public (Ltd) or Private company (Pty Ltd)
  • Trust
  • Read more about our credit solution for businesses here

Capitec banking app

The Capitec Banking App is designed to allow clients to keep up with payments from anywhere and at any time. It is easy to use and have many benefits, including :

  • Open a Capitec account – By taking a selfie-and scanning your ID.
  • Personalized home screen- Clients can see all their account balances at a glance and set up shortcuts for the most used features.
  • Receive notifications – Get notified when money leaves and enters your account for free on the App.

With the Capitec Banking App, clients can now also control their finances from anywhere in the world. The App helps clients:

  • Track spending: Clients get a quick overview of their spending and exactly where their money goes.
  • Make instant payments- Pay EFT transactions from the App, and never miss a payment again.
  • Activate virtual card- Virtual cards are perfect for when clients forget their card at home as they can be used as a regular card.

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